| DEPOSIT ACCOUNT FEES | |
| Account Research/Balance Checkbook | $20.00/HOUR |
| Any Account Closed within 90 Days of Opening | $25.00 |
| ATM/Visa Check Card Replacement | $5.00 |
| ATM/Visa Check Card PIN Replacement | $5.00 |
| Check Copy | $3.00/EACH |
| Check Orders | VARIES |
| Deposited Items Returned | $10.00/ITEM |
| Dormant Account Fee | $5.00 |
| Drafts | |
| Outgoing/Incoming Collections | $25.00 |
| Garnishments Affecting Your Account | MAXIMUM FEE ALLOWED |
| IRA Closing Fee | $25.00 |
| Night Deposit Box Key | $5.00 |
| Overdraft Charges | |
| Returned (Per Item) | $22.00 |
| Paid (Per Item) | $25.00 |
| Overdraft Protection | |
| 0-3 Transfers per Month | FREE |
| 4-15 | $5.00/TRANSFER |
| 16 or more | $10.00/TRANSFER |
| Stop Payment Order | $25.00/ITEM |
| Tax Levies, Citations, Charge-offs Affecting Acct | MAXIMUM FEE ALLOWED |
| STATEMENT FEES | |
| Account Activity Printout/Statement Reporduction | $3.00 |
| Duplicate Statement Sent to Additional Addresses | $5.00 |
| E-Statements | FREE |
| Hold Statement Per Customer Request | $5.00 |
| Return Mail Processing (without notice) | $5.00 |
| Special Cutoff Statements | $5.00 |
| ONLINE BANKING FEES | |
| Business Online Banking | |
| Basic | FREE |
| Wire Transfer/ACH/Bill Pay Modules | CALL FOR PRICING |
| Personal Online Banking | FREE |
| Personal Online Bill Pay. | FREE |
| Personal Telephone Banking | FREE |
| MISCELLANEOUS FEES | |
| Cash Advances | FREE |
| Cashier's Check/Money Order | $2.00/EACH |
| Cashier's Check Stop Payment Order | $50.00/CHECK |
| Check Cashing For Non-Customer | $3.00/CHECK |
| Coin & Currency Bags | |
| Zipper | $5.00 |
| Locked | $20.00 |
| Notary Services | FREE |
| Photocopy | $0.10/COPY |
| Savings Bonds | VARIES |
| Travelers Cheques for One | $1.00/$100 |
| Travelers Cheques for Two | $1.50/$100 |
| Unrolled Coin Counting (Customer Only) | FREE |
| Wire Transfers (Customer Only) | |
| Domestic/International Incoming | $5.00/TRANSFER |
| Domestic Outgoing | $15.00/TRANSFER |
| International Outgoing Wires | $50.00/TRANSFER |
