A mortgage you can feel good about.

FEEL GOOD about a MORTGAGE from Golden Belt Bank --

  • Experience our quick, easy, and free pre-qualification process.
  • Receive the lowest closing costs and interest rates in the area--GUARANTEED.
  • Know that your home loan will always be serviced locally.

Start feeling good now! Click on the Contact Us button and complete the form. Type "feel good mortgage" into the comments section. We will follow up with you by the next business day.

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Experience our quick, easy, and free pre-qualification process.

With a quick, easy, and free pre-qualification process, we can review your financial situation and together determine what you can afford. Once pre-qualified you can negotiate your purchase confidently, knowing with certainty how it will effect your monthly budget. While being pre-qualified with us, means we can move straight to closing your loan as soon as you sign a contract, there is no further obligation required from you.

Receive the lowest closing costs and interest rates in the area–GUARANTEED.

We give you the lowest closing costs and interest rates in the area. That’s something that we stand behind with a guarantee. If you receive a Loan Estimate from another lender, with a lower interest rate or lower closing costs, just show us the competitor’s Loan Estimate and we will match their offer.*

*Matching guarantee is limited to interest rate and loan costs as identified on the Loan Estimate. Our matching guarantee does not apply to prepaids or initial escrow deposits. 

Know that your home loan will always be serviced locally.

A home loan is not a short-term relationship. That’s why we remain as the servicer throughout the life of your mortgage loan. That means you won’t wait on hold or deal with unanswered email inquiries. Your questions will always be answered by a person at your local branch. No robots. No runaround.

Want to learn more? Scroll down for more information on mortgage loans.

Learn more about the mortgage loan process

Check out our mortgage area which contains step by step resources for every home loan situation. Prefer to talk in-person? Our loan officers would gladly meet with you. They can answer any questions you may have or provide a general explanation of the home loan process. To set up an appointment, call 785-625-7345 (Hays) or 785-726-3157 (Ellis) and ask to meet with a loan officer regarding a home loan.

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Do the math

For the do-it-yourselfer, our calculators make it easy to see what your mortgage payment will be. We also have calculators to see how much mortgage you might qualify for or what type of mortgage would be best for you.

Start Calculating

See our current interest rates

Rising interest rates have been talked about a lot lately in the news. Keep in mind, however, that home loan rates are still historically very low. Our rates page makes it easy to check our current offering interest rates.

See Interest Rates

Get pre-qualified

We offer a free pre-qualification service. It's simple, easy and free!

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Ready to fill out an application

It's easy to get started. Just fill out an application and submit it to us. Click on "Apply Now" to open a PDF application. Follow the instructions provided.

Apply Now

Find out why a local lender is best

We know you have a lot of choices when it comes to a home loan lender. Give us a few minutes to tell you why choosing a local lender is best.


Get that found the perfect pair of shoes feeling...

Our mortgage can do that.

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