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Rates

Loans

Effective: October 23, 2017

Auto/Personal Loans

1 APR is the annual percentage rate. Your actual APR may vary based on your credit qualifications, approved loan amount and repayment term. Rates are subject to change without notice. Based on an interest rate of 3.00%, a $20,000 loan would have 60 monthly payments of $360.76 and an APR of 3.148%.

Real Estate Loans

2 APR is Annual Percentage Rate. The interest rates and APRs shown are subject to change without notice and may vary depending on loan amount, loan-to-value (LTV), credit worthiness, type of transaction and property type. Your APR will vary based on your final loan amount and finance charges.

3 ARMs These are variable rate loan products, thus the APR is variable and may increase. See full details of our 3x1 ARM or 5x1 ARM loan products.

4 This is a variable rate loan product, thus the APR is variable and may increase. See full details.

5 This is a variable rate loan product, thus the APR is variable and may increase. See full details.


Print rates

Checking Rates

Accurate as of: October 10, 2017

NOW Checking

Minimum Balance to Obtain APY6 APY7
$0 - $2,499.99 0.05%
$2,500 & over 0.10%

6 Minimum daily balance to earn stated APY. The minimum deposit required to open this account is $100.

7 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.

Rewards Checking8

  Minimum Daily Balance9 APY10
If you meet the monthly statement cycle requirements11 $0 - $24,999.99 2.02%
If you meet the monthly statement cycle requirements11 $25,000.00 & over 2.02% - 0.05%
If you do NOT meet the monthly statement cycle requirements11 No minimum 0.05%

8 Limit one account per household. Account owner(s) must be over 18 years of age.

9 Minimum daily balance to earn stated APY. The minimum deposit required to open this account is $100.

10 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings. Limit one account per household. Account owner(s) must be over 18 years of age.

11 To earn the rewards interest APY, you must meet the monthly statement cycle requirements:

  • You must have a minimum of ten (10) GBB Visa credit or "signature-based" debit card transactions that post and clear your account during the statement cycle. ATM and point-of-sale PIN-based transactions DO NOT count toward the ten (10). Transactions made during the statement cycle, but not posted will count toward the next statement cycle.

  • You must sign-up for eStatements. You must also access GBB online banking and view your eStatements at least once during each statement cycle.

  • You must have a minimum of one (1) Automated Clearing House (ACH) credit that posts to the account during the statement cycle.


Savings

Accurate as of: October 10, 2017

Money Market

Minimum Daily Balance12 APY13
$0 - $2,499.99 0.05%
$2,500.00 & over 0.10%

12 Minimum daily balance to earn stated APY. The minimum deposit required to open this account is $2,500.

13 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.

Personal Statement Savings

Minimum Daily Balance14 APY15
No minimum 0.10%

14 Minimum daily balance to earn stated APY. The minimum deposit required to open this account is $100.

15 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.

Golden Kids Savings

Minimum Daily Balance15 APY16
No minimum 0.10%

15 Minimum daily balance to earn stated APY. The minimum deposit required to open this account is $10.

16 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


CDs

Accurate as of: October 10, 2017

17 The minimum deposit required to open this account is $1,000. A penalty may be imposed for early withdrawal.

18 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


IRAs

Accurate as of: October 10, 2017

Term19 Under $50,000 APY20 Over $50,000 APY20
1 year 0.30% 0.30%
18 month 0.45% 0.45%
2 year 0.60% 0.60%
3 year 0.75% 0.75%
4 year 0.95% 0.95%
5 year 1.15% 1.15%

19 The minimum deposit required to open this account is $1,000. A penalty may be imposed for early withdrawal.

20 APY is Annual Percentage Yield. APY is accurate as of October 10, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


 

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