Savings & Certificates of Deposit

MONEY MARKET | STATEMENT SAVINGS | GOLDEN KIDS SAVINGS | CDs

Products designed specifically to help you save. It's just one of the many reasons why we are Your Bank of First Choice.


Money Market

Maximize your earnings while maintaining flexibility.

Features

  • Earns interest at 0.10% APY1 for minimum daily balances of $2,500.00 & over
  • Earns interest at 0.05% APY1 for minimum daily balances of $0 - $2,499.99
  • FREE debit card
  • FREE online and mobile banking
  • FREE online bill pay
  • Detailed statements with check images, available in paper or as an eStatement

Requirements

  • Opening deposit of at least $2,500
  • Maintain a minimum balance of $400 to avoid fees

Fees

  • For monthly minimum balances less than $400, a service charge of $4 per month, plus 15¢ per check applies

1APY is Annual Percentage Yield. APY is accurate as of June 1, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


Personal Savings

Our basic savings account built to make saving easy.

Features

  • Earns interest at 0.10% APY2
  • FREE ATM card
  • FREE online and mobile banking
  • You choose either paper or eStatements

Requirements

  • Opening deposit of at least $100
  • Maintain a daily minimum balance of $100 to to avoid monthly service charges

Fees

  • For daily minimum balances less than $100, a service charge of $3 per month applies
  • An excessive withdrawal fee of $2 per withdrawal will be charged for each withdrawal in excess of 6 during a month
  • A Reg D withdrawal fee of $20 will be imposed for every Reg D withdrawal in excess of 6. What is a Reg D withdrawal?
Ready to make saving a priority? Check out these articles, tutorials and calculators for more info.

Learn More

2APY is Annual Percentage Yield. APY is accurate as of June 1, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


Golden Kids Savings

Helps teach kids up to 14 years old to save.

Features

  • Membership in the Golden Kids Club
  • Earns interest at 0.10% APY3
  • FREE online and mobile banking
  • Paper statements

Requirements

  • Opening deposit of at least $10

Fees

  • None

3APY is Annual Percentage Yield. APY is accurate as of June 1, 2017. Rates subject to change without notice and may change after the account is opened. Fees may reduce earnings.


Certificate of Deposits

Increase earnings by locking the interest rate for a specific period.

Features

Requirements

  • Just $1,000 to open

Fees

  • A penalty may be imposed for early withdrawal

Let's celebrate!

This month we celebrate being your community bank.

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