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Personal Banking

CHECKING ACCOUNT COMPARISON GUIDE

Golden Belt Bank offers the following checking accounts that are tailored to fit everyone's individual banking needs.

Product Name No Service Charge Checking 1 Economy Checking Interest Bearing Checking Super NOW Checking Golden 55 Checking Student Checking
Minimum Opening Balance $100 $100 $100 $2,500 $100 $100
Minimum Daily Balance to Avoid Fees N/A N/A $400 $400 N/A N/A
Service Charge NONE $2.00 per cycle $4.00 per cycle2 $4.00 per cycle2 NONE NONE
Check Writing Unlimited 20 FREE then $0.10 per check $0.15 per check2 $0.15 per check2 Unlimited Unlimited
Interest Paid No No Yes Yes3 Yes No

TERMS AND CONDITIONS

1 To qualify the accountholder must use any combination of two or more of the following services or products:

  • ATM/Visa Check Card
  • Direct Deposit/Withdrawal Activity
  • CD/Savings Account
  • TMS-Automatic Payment System
  • Consumer/Commercial Loan
  • Real Estate Loan
2 Fee charged if balance falls below $400.
3 If account balance falls below $2500, rate reduces to the Interest Bearing Checking Account rate.

BENEFITS

  • Free Automatic Transfers from Checking to Savings
  • No Monthly Fee on VISA Check Card or ATM Card, including unlimited ATM withdrawals
  • Unlimited Account Deposits and Withdrawals
  • FREE Online Banking/Online Bill Pay and Telephone Banking

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