FIRST TIME HOMEBUYERS

TAKE YOUR FIRST STEP!

 

Hey First Time Homebuyers it's time to TAKE YOUR FIRST STEP, so why not take it with us. Golden Belt Bank is your primary resource for first time homebuyer assistance. We offer several opportunities to help you on your way to owning your first home. Below are just a few of the ways we can get you one STEP closer.

100% LOANS

100%loans allow homebuyers to purchase a home with NO DOWNPAYMENT. As an approved lender with the USDA Rural Development, we can offer 100% loans to homebuyers whose income limits are within the specified range. (CLICK HERE FOR INCOME LEVEL CHART ).

FHA APPROVED LENDER

Golden Belt Bank, an approved lender for FHA loans, can provide assistance to homebuyers with as little as 3.5% DOWN and no income limits are required.

GRANTS

Rural First Time Homebuyer Grants up to $4000 are available for closing costs, down payment, or to remodel your home. There are limited grants available, so call early to make sure you are on the list. Requirements to obtain a grant are:

• Grant Income Base Requirements at 80% Median Income 

• Must be a First Time Homebuyer

• Must Attend First Time Homebuyer Education Class