GOLDEN BELT BANK RATES
ACCURATE AS OF AUGUST 8, 2011
CHECKING
| ACCOUNT | MINIMUM BALANCE TO OBTAIN APY1 | INTEREST RATE | APY1 |
| Interest Bearing Checking | No Minimum | .05% | .05% |
| Super NOW Checking | Under $2500˛ | .05% | .05% |
| $2500 and over˛ | .10% | .10% | |
| Golden 55 Checking | No Minimum | .05% | .05% |
SAVINGS
| ACCOUNT | MINIMUM BALANCE TO OBTAIN APY1 | INTEREST RATE | APY1 |
| Statement Savings | No Minimum | .15% | .15% |
| Money Market | Under $2500˛ | .05% | .05% |
| $2500 and over˛ | .15% | .15% | |
| Golden Kids Club | No Minimum | .15% | .15% |
CERTIFICATE OF DEPOSITS
| CERTIFICATE OF DEPOSITS3 | INTEREST RATE | APY1 |
| 3 Month | .20% | .20% |
| 6 Month | .25% | .25% |
| 9 Month | .25% | .25% |
| 1 Year | .30% | .30% |
| 18 Month | .45% | .45% |
| 2 Year | .65% | .65% |
| 3-5 Year | 1.05% | 1.05% |
| 5-7 Year | 1.55% | 1.56% |
INDIVIDUAL RETIREMENT ACCOUNTS
CLICK HERE to view current rates on IRA's.
AUTO
| MODEL | INTEREST RATE4 | TERM |
| 2010 - New | 4.45% | 60 MONTHS |
| 2009-2008 | 5.00% | 60 MONTHS |
| 2007 | 5.50% | 54 MONTHS |
| 2006 | 6.25% | 48 MONTHS |
| 2005 | 6.65% | 36 MONTHS |
| 2004 - Older | 7.25% | 24 MONTHS |
REAL ESTATE
Due to the frequent change in Real Estate Rates throughout the day, please contact a Loan Officer for current rates.
1 Annual Percentage Yield (APY). Rates subject to change without notice and may change after the account is open. Fees could reduce earnings on the account.
2 Minimum balance to earn state APY.
3 To open a certificate of deposit, a minimum opening deposit of $1,000 is required. A penalty may be imposed for early withdrawal.
4 Rate based on borrower's credit qualifications, at stated term.
