GOLDEN BELT BANK RATES
ACCURATE AS OF JULY 30, 2010
CHECKING
| ACCOUNT | MINIMUM BALANCE TO OBTAIN APY1 | INTEREST RATE | APY1 |
| Interest Bearing Checking | No Minimum | .10% | .10% |
| Super NOW Checking | Under $2500˛ | .10% | .10% |
| $2500 and over˛ | .15% | .15% | |
| Golden 55 Checking | No Minimum | .10% | .10% |
SAVINGS
| ACCOUNT | MINIMUM BALANCE TO OBTAIN APY1 | INTEREST RATE | APY1 |
| Statement Savings | No Minimum | .30% | .30% |
| Money Market | Under $2500˛ | .15% | .15% |
| $2500 and over˛ | .20% | .20% | |
| Golden Kids Club | No Minimum | .30% | .30% |
CERTIFICATE OF DEPOSITS
| CERTIFICATE OF DEPOSITS3 | INTEREST RATE | APY1 |
| 3 Month | .35% | .35% |
| 6 Month | .50% | .50% |
| 9 Month | .50% | .50% |
| 1 Year | .65% | .65% |
| 18 Month | .80% | .80% |
| 2 Year | 1.00% | 1.00% |
| 3-5 Year | 1.40% | 1.41% |
| 5-7 Year | 2.00% | 2.02% |
INDIVIDUAL RETIREMENT ACCOUNTS
CLICK HERE to view current rates on IRA's.
AUTO
| MODEL | INTEREST RATE4 | TERM |
| 2009 - New | 5.90% | 60 MONTHS |
| 2008-2007 | 6.25% | 60 MONTHS |
| 2006 | 6.50% | 60 MONTHS |
| 2005 | 7.00% | 54 MONTHS |
| 2004 | 7.25% | 48 MONTHS |
| 2003 | 7.50% | 42 MONTHS |
| 2002 | 7.75% | 36 MONTHS |
| 2001 - Older | 8.00% | 24 MONTHS |
REAL ESTATE
Due to the frequent change in Real Estate Rates throughout the day, please contact a Loan Officer for current rates.
1 Annual Percentage Yield (APY). Rates subject to change without notice and may change after the account is open. Fees could reduce earnings on the account.
2 Minimum balance to earn state APY.
3 To open a certificate of deposit, a minimum opening deposit of $1,000 is required. A penalty may be imposed for early withdrawal.
4 Rate based on borrower's credit qualifications, at stated term.
