LOANS
Fuel your business growth.
Every business has goals, and we’re here to help you reach them. From purchasing new equipment and expanding operations to managing cash flow or handling unexpected costs, our business loans are designed to meet a wide range of needs. With flexible terms and competitive rates, we simplify financing so you can stay focused on growing your business..
Agriculture Loans
Our local farmers and ranchers play an integral role in the story that shapes our community. It's why our local lenders ensure you have every advantage, like competitive rates and repayment options built specifically for your operation. We offer everything from operating and livestock lines to farmland purchases and machinery and equipment loans.
Our Solutions
- Operating Lines. Lines of credit with terms of one year or less. Borrow money when you need it and pay it back as you sell your farm products.
- Livestock. Customized terms and repayment options that are tailored for your specific operation.
- Machinery and Equipment. Whatever you need to harvest grain or haul cattle, we can tailor a machinery and equipment loan to fit those needs. Typically set to terms of 7 years or less with repayment schedules tailored to match your operation.
- Farmland Purchases. Looking to expand? Just starting out? We help both new and existing farmers. We can partner with USDA to help beginner farmers and have options available for established farmers looking for long-term financing options.
Real Estate Loans
If your dream is to expand into a new space or invest in commercial real estate, our competitive and flexible financing solutions provide the tangible steps to get there. We support commercial real estate construction, existing commercial real estate purchase or refinance, and raw financing needs.
Our Solutions
- Fixed-Rate Mortgages. Your interest rate remains fixed for the life of the loan. Depending on the type of property, we can offer flexible loan terms of up to 30 years.
- Adjustable Rate Mortgages. Your interest rate adjusts after being fixed for an initial period of time. We can build an ARM product suited to your business needs with flexible terms of up to 30 years available.
- Construction Loans. Used during the building phase, a construction line of credit allows you to advance funds to pay expenses as you build and is available in flexible terms of up to 1 year. Monthly interest only payments are typically required during the construction period. When your project is finished, we can help you smoothly transition to permanent financing.
Rental & Investment Property
Successful rental property investments start with a lender who knows the local market. We specialize in financing for single-family, duplex, and multi-family (4+ unit) properties, offering long-term fixed-rate loans up to 30 years and flexible adjustable-rate options to fit your investment strategy.
Our Solutions
- Fixed-Rate Mortgages. Your interest rate remains fixed for the life of the loan. If you are borrowing individually, we have options that allow you to keep the rate fixed for up to 30 years.
- Adjustable Rate Mortgages. Your interest rate adjusts after being fixed for an initial period of time. We can build an ARM product suited for your business or individual needs with flexible terms of up to 20 years available.