Before You Apply: Opt-Out Prescreen Registry
When your credit report is pulled in conjunction with a loan application, the credit bureaus can sell your contact information. This can lead to unwanted spam calls, texts, and emails.
If you’re thinking about applying for a loan, we urge you to consider adding yourself to the Opt-Out Prescreen Registry. It’s free and takes only a few minutes to complete. There is no impact to your credit score or the loan application process.
The Opt-Out Prescreen Registry is a service developed by consumer credit reporting agencies allowing you to opt-out of receiving unsolicited credit and insurance offers. When you opt-out, you can choose to opt-out from receiving offers for 5 years or permanently. Should you change your mind, you can return to the registry and opt-in at any time.
It takes about 5 days for your request to become effective with Equifax, Experian, Innovis and TransUnion. If you are considering applying for a loan soon, please consider adding yourself to the registry now.
Golden Belt Bank NEVER sells your information.
