Who We Are

Let us tell you more about Golden Belt Bank, how we started, what we have been doing, and why we strive to be Your Bank of First Choice.

Message from the President

Dear Friends and Neighbors,

At Golden Belt Bank we feel very strongly about being responsive to our customer's needs and requests. As a locally owned and operated financial institution since 1920, we guarantee customer-centered financial products and services with prompt decisions made locally.

For over 90 years, we have built our business by steadily moving through the good times and the bad by focusing on what we do best and doing it very well.

As the oldest real estate lender in Ellis County, we are committed to bringing our customers the best financing terms available when financing their home. It is a joy to provide financing for someone and help them own their home.

Between our Ellis and Hays locations, our dedicated loan officers have over 176 years of industry experience, and of those 176 years, over 146 of them were at Golden Belt Bank. Our customers know they are receiving quality assistance from a staff with a wealth of knowledge and real-life experience.

We have a "treat people right and do things the right way attitude". Everybody says they have personal service, but we walk the walk. We go above and beyond to treat our customers the way we would want to be treated.

At Golden Belt Bank we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Going forward, we will continue taking care of people and building a loyal customer base.

The loyalty and integrity of our people are the heart of this great organization and sharing their time and talents is one of the ways we are helping our community. From supporting the business community through the Hays Area Chamber of Commerce, to supporting local kids by coaching their sports teams, we believe in building a strong, successful community. Why? Well, we believe that, "What's good for the community is good for Golden Belt Bank."

Taking good care of our customers and building a better community are two reasons why we are Your Bank of First Choice.

Christopher Wente

President and CEO

Golden Belt Bank, F.S.A.

Mission Statement

For the Golden Belt Bank family, the bank's mission statement is not just words on paper. We take great pride in making our customer's financial dreams come true by providing personal attention and understanding the value of long-term, lasting relationships with our customers. The mission statement of Golden Belt Bank is:

Golden Belt Bank, a locally owned and operated bank since 1920, is dedicated to helping its customers realize the dream of home and business ownership by offering a diversity of products and services designed to meet banking needs. Employees perform at the highest level of integrity, confidentiality, professionalism and mutual respect.


What is good for the community is good for Golden Belt Bank!


Golden Belt Bank opened its doors as a state chartered savings and loan on January 20, 1920, with an office located in Ellis, Kansas.

We have been locally owned since our very beginning. The J.W. Nicholson Family opened the savings and loan, and at that time their local ties extended to the lumberyard and another local bank in Ellis, Kansas.

When the Nicholson family sold their interest in Golden Belt Bank in 1972, it was to local investors with established community roots, maintaining the local ownership that still stands today. At that time, its assets totaled only $4 million.

A series of expansions followed with three additional branches being opened, which marked Golden Belt Bank's entrance into the Hays community.

At the same time, Western Plains Service Corporation, a subsidiary wholly-owned by Golden Belt Bank was organized. The subsidiary's mission was to develop land in the Hays and Ellis communities, providing single family lots where residents could build a home.

In 1974, Ronald Wente was named the President/CEO of Golden Belt Bank. He has served in that position now for over 42 years, dedicating his banking career to ensuring the strength and stability of Golden Belt Bank to the customers we serve.

During the notorious savings and loan crisis of the 1980s, over 1,000 savings and loan associations were closed, but Golden Belt Bank remained strong and focused on providing opportunities for home ownership.

In the early 80s, Golden Belt Bank opened brand new facilities at their Ellis, Hays, and Hill City locations.

Our growth along with our desire to better serve our customers resulted in additional expansions to our Hays facility in 1993 and again in 2005. The current, 18,708 sq. ft., facility provides ample space for the support staff necessary to properly serve our customers, especially as technology has involved and become an integral part of the banking experience.

In 2008, while a banking crisis swept the nation, Golden Belt Bank stood strong and continued to provide the products and services our community counts on.

Currently, Golden Belt Bank has approximately $150 million in assets in addition to servicing more than $150 million in home loans. Despite the inevitable ups and downs of our community and our nation, we will remain strong. Throughout our history, we have proven how strong our ties are to the communities we serve. That's why we maintain local decision making, local servicing of all of our loans and support our local community. Check out Our Community to learn more.


Sometimes home truly is where the heart is and at Golden Belt Bank we take great pride in our home, Ellis County. We wanted to take a minute and tell you about our home and some of the things that make it great.

Ellis County, Kansas, founded in 1867, is conveniently located midway between Denver, Colorado and Kansas City, Kansas. Shaped by a vibrant past, abundant natural resources and strong local institutions, Ellis County now benefits from a modern regional economy, lively civic networks, shared values and great potential for further economic development. Ellis County sprawls out over 9,000 square miles of wide-open prairie and golden wheat fields and has a population of nearly 28,000 friendly, welcoming people. Nestled along I-70 are the cities of Ellis and Hays.

Ellis offers several small town amenities including the Walter P. Chrysler Boyhood Home, Railroad Museum, excellent private and public schools, abundant employment opportunities and affordable housing.

Hays is the county seat and largest city in Northwest Kansas and it offers many opportunities and attractions all with small town friendliness. These charming opportunities include: The Bricks in Downtown Hays, Historic Fort Hays, Sternberg Museum, Fort Hays State University, Hays Medical Center, unique shopping destinations, public and private schools and many other exciting features. Whether you are visiting, passing through or living in Ellis County, you will be sure to find something interesting.

Regulatory Agency

Golden Belt Bank is regulated by the Office of the Comptroller of the Currency (OCC).