Home Loans

A home loan is a big commitment and we get that.

That's why whether you are buying a home, looking to refinance or thinking about tapping into your home equity, we have a home loan product that will make committing a little easier. It's one of the many reasons why we are Your Bank of First Choice.

Check out what we offer

Fixed-Rate Mortgages

Your interest rate remains fixed for the life of the loan. We offer loan terms of 10, 15, 20 or 30 years. Learn more about our conventional home loan options.

Adjustable Rate Mortgages

Your interest rate adjusts after being fixed for an initial period of time, usually 3 or 5 years. Interest rates for adjustable rate mortgages are typically lower than those offered on fixed rate mortgages, so if you plan to move or upgrade to a bigger home within the initial fixed rate period, this product may be for you. Learn more about our conventional home loan options.


Low Down Payment Options

You may be able to borrow up to 100% of the purchase price of your home with our product offerings. Plus, through our partnership with the Federal Home Loan Bank of Topeka, we can offer eligible borrowers grant funds for use towards the purchase of a first home. Learn more about being a first-time homebuyer.


Construction Loans

Used during the building process, a construction line of credit allows you to advance funds when you need them and is available in flexible terms of up to 1 year. Monthly interest only payments are typically required during the construction phase. When your home is finished, we can help you smoothly transition to a permanent home loan. Learn more about building a home.


Home Equity Loans

A single advance loan that gives you access to your equity right away, like for home improvements. Or, a Home Equity Line of Credit (HELOC) that allows you to advance funds via check or online transfer when you need it, like for a vacation! Learn more about accessing your home equity.



A loan program specifically built to help parents of college students purchase a home for their student. The loan structure is designed to make the most of your investment with an initial fixed rate period of 5 years. Learn more.

Complete an application and submit it to us.

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Looking for more info on the home loan process?

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Our calculators can help!

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We want to meet you! Set up a one-on-one visit with a Loan Officer.

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