PERSONAL HOME LOANS
A home loan is a big commitment and we get that.
Home is where your greatest, most personal stories are played out each and every day. It's also a tremendous financial investment. Together, let's make your home purchase a successful one. We'll do our part by ensuring you have a mortgage that's written to meet your needs and goals. But our involvement goes beyond that. Since we remain the servicer throughout the life of your mortgage loan, whenever you have a question or concern, we're right here—in person and ready to help. This is a long-term relationship, and it's one you can count on. Read on to learn more about some of the products we offer.
Fixed-Rate Home Loan
- Your interest rate and monthly payment of principal and interest remain the same for the life of your loan
- Various loan terms available from 10 to 30 years
- Special loan products to meet specific needs, including first-time homebuyers, those with limited savings and more
Adjustable Rate Home Loan
- Your interest rate and monthly payment of principal and interest stay fixed for an initial period, usually 5 or 7 years, then adjusts periodically
- The initial interest rate is typically lower than that of a fixed-rate loan
- Interest rate caps limit how much your interest rate can rise
- Various loan terms available from 10 to 30 years
- Provides flexibility if you expect to move or refinance within a few years
- May cost you less in loan and closing costs than a fixed-rate loan
Construction Loan
When you're building your own home, you want to make sure you're dealing with a financing process that serves you well. Our expert lenders have a proven process from the building phase to the permanent home loan closing—and a close working relationship with local builders.
Home Equity Loan
Your future is a series of adventures about to unfold. A home equity loan is a responsible way to pay for an unexpected expense, a home improvement or a major milestone on the horizon. Simply draw out the equity in your home and receive the funds in one lump sum payment.
Home Equity Line of Credit
You don't want the expenses of life to overshadow its joys. Take out a credit line against the equity in your home to give your budget some breathing room as needed. You decide how much to advance and when. Only pay interest on the funds you borrow.
