Business Loans

Borrowing money is an essential part of owning a business. That's why we ensure through our product offerings and lending expertise that you have access to funds when you need them and at terms that work for you. It's just one of the many reasons why we are Your Bank of First Choice.

Why Golden Belt Bank?

  • Power of local decision making, done right here in Ellis County
  • Loan officers that live and work where you are doing business
  • Term and repayment options built specifically for your business
  • Competitive interest rates
  • Loans available to fit most business needs

Check out what we offer

  • Operating Lines of Credit

Manage cash flow, only borrowing when your business needs it. These multiple advance lines of credit are usually set up with terms of one-year or less.

  • Equipment

Whatever you need to run your business, we can tailor an equipment loan to fit your needs. Typically set to terms of 7 years or less with repayment schedules tailored to match your operation.

  • Inventory

To help manage your business inventory needs, use an inventory loan. These loans are typically structured as short-term, usually 1-year, multiple advance lines of credit. The short-term nature provides us an opportunity to review your business operation with you and determine if the current structure still suits your business needs.

  • Commercial Vehicles

If your business operation depends on access to reliable vehicles, our commercial vehicle loans can help. These loans carry a fixed interest rate and allow for repayment terms of up to 7 years.

  • SBA Business Loans

We will work with the U.S. Small Business Administration (SBA) to help you obtain financing for you business. Learn more about SBA.

  • Real Estate

We offer financing for commercial real estate properties for business owners, but also support rental property loans for businesses and individuals.

Ready to get started? Schedule an appointment with one of our Loan Officers.

Contact Us